Core Values

Country Banker delivers a high quality product and is focused on the following founding principles :
  • One system should work for all your customers.  You should use the same approach for ag, commercial, and consumer analysis.
  • Customers are worth the investment in a robust system of analysis. You will reap rewards from fully understanding your customer’s status.
  • Lending and analysis philosophy is unique to each bank. You must be able to customize and update your system.
  • The system should enhance your lending experience. Your work load should decrease, and the quality of information you have available to make decisions should increase.
  • Customer data confidentiality and protection is key to banking relationships. You should own your data.
  • The software system should make sense from a banker’s point of view.  You should intuitively understand the system and be able to use it immediately because design was driven by bankers.
  • Information and analysis for a single customer and across the portfolio must be reliable. Your system should lead you to consistency and uniformity.

What Others Say

“The Country Banker approach has allowed our Bank to be more productive and successful in servicing and managing customer credit as well as assessing portfolio risk management. In short, Country Banker software has helped us simplify and better quantify portfolio risk management and processes with more objective credit quality identification. “

Doug Carlson – Vice President and Chief Lending Officer - First National Bank of Hope - Herington,  Miltonvale and Hope, Kansas

More Information >

Who You'll Be Working With....


Tim has 31 years of experience in community banking, including extensive agriculture lending and as a rural bank president.   He has served on the ABA Ag Committee, The Board of Bankers Bank of Kansas and on the Kansas Banker’s Association Ag Committee. 

Tim brings a love of education to his perspective as a banker.  He has taught for 20 years for the Kansas and Nebraska Schools of Banking, the North Dakota School of Banking and the Graduate School of Banking in Boulder Colorado. Tim is a graduate of Kansas State University with a degree in Agricultural Education.

Tim is married to Deb, who went from an ownership interest to consultant for Country Banker in 2015.  He has instilled his love of agriculture in his three boys, Will (also a part time Country Banker staff member), Eli and Nathan.  They spend time hunting, tinkering with an antique  John Deere, and gardening.

The country banker team


Senior Manager Software Support
Eugene Jennings

Customer service is key for Eugene.  He has worked for Country Banker for 4 ½ years and is primarily responsible for training customers on software, troubleshooting customer issues and testing the program.   As a Pastor for 22 years he has spent a lot of time teaching, and finds that the work with Country Banker is a good complement.  Helping people solve problems has always been his passion; he enjoys working with customers and teaching them how to use the software.  Eugene really likes the vast variety of people he meets, and truly loves helping them get the answers they need.   


Communications Director
Deb Carlson Ohlde

Deb brings 25 plus years of experience in the community development field to Country Banker. She has worked with clients in the public and private sector while owning her own consulting company.  Her primary responsibilities involve logistics for training, conferences and speaking engagements.  She is an experienced writer, facilitator and project manager who helps bring the County Banker message to current and future clients through marketing and written content.  Deb holds a Bachelor’s Degree in Agricultural Economics and a Master’s in Public Administration, both from Kansas State University. She currently splits her time and provides grower and member services for a Kansas commodity association in addition to her work at Country Banker.  Deb and her husband Tim enjoy cheering on the KSU Wildcats and spending time with their three sons and daughter-in-law.  Quiet time includes a good book, analyzing politics and enjoying the gorgeous rural landscape in Kansas.


Administrative Coordinator
Gina Sacco

Country Banker welcomed Gina in 2011.  She concentrates on administrative services, including accounting, data migration coordination, and conference planning/registration.

Gina played volleyball at Bethany College, Lindsborg, where she earned her Bachelor's Degree in Business Economics.  She has experience as a Loan Processor and auditor at The Halstead Bank, Halstead; as an Accountant/Cash Manager for Koch Industries, Wichita. Currently she splits her time with the Elk State Bank, where she is responsible for accounting and the Call Report.   

Watching her three children play and explore on her family farm brings Gina much joy.  She and her husband, Eric spend free time volunteering at church and enjoying sports with the kids.  

Sales/Development Manager
Will Ohlde

Will currently works part-time for Country Banker and for Elk State Bank.  He graduated in December 2017 with a degree in Ag Econ from Kansas State University. You’ll catch him at the information booth at conventions, but often he is working behind the scenes, testing new modules for release, taking customer support calls or helping with data migration. At KSU Will was active in the AGR Fraternity where he previously served as President. He and his wife, Airika currently live in Clifton. She works in the healthcare field and they both enjoy their dogs and working on their new home. Time living in Kansas City made Will miss working cattle and running a tractor.